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DIVORCE HEADQUARTERS NEWSLETTER Issue #28 October 2002
Know someone else going through the process? If you think they could benefit from this newsletter feel free to pass it on in it's entirety to them.
We are continuing to grow with every passing day. As we grow we continue to add new features. Our latest addition is our Domestic Violence page. Check it out at:
www.divorcehq.com/domviolence.html
Don't forget to mention DivorceHQ.com when contacting the divorce professionals listed on the site.
In this Issue:
- Forgive and Forget
- Ten things you need to do if divorce is imminent
by Debra J. Braselton, Esquire
- Divorce Humor
1. Forgive and Forget
According to Dictionary.com forgive is: To excuse for a fault
or an offense; pardon; To renounce anger or resentment against.
Anyone who has seen Dr. Phil on TV knows he shoots from the
hip. He's not one to mince words and he sometimes seems a
little to "in your face", but he does offer some good advice.
Take for example his "Ten Life Laws", specifically "Life Law #9".
This is from his web site DrPhil.com:
"Life Law # 9: There is power in forgiveness.
Strategy: Open your eyes to what anger and resentment
are doing to you. Take your power back from those who
have hurt you.
Hate, anger and resentment are destructive, eating
away at the heart and soul of the person who carries
them. They are absolutely incompatible with your own
peace, joy and relaxation. Ugly emotions change who
you are and contaminate every relationship you have.
They can also take a physical toll on your body,
including sleep disturbance, headaches, back spasms,
and even heart attacks.
Forgiveness sets you free from the bonds of hatred,
anger and resentment. The only way to rise above the
negatives of a relationship in which you were hurt is
to take the moral high ground, and forgive the person
who hurt you.
Forgiveness is not about another person who has
transgressed against you; it is about you. Forgiveness
is about doing whatever it takes to preserve the power
to create your own emotional state. It is a gift to
yourself and it frees you. You don't have to have the
other person's cooperation, and they do not have to be
sorry or admit the error of their ways. Do it for
yourself."
Makes sense doesn't it. Will it be easy to do? Probably not,
but it will be worth it. Remember Webster's says forgiving
is "to excuse somebody", that doesn't mean we agree with or
condone the behavior. We just let go of it. It's the best
thing for everybody involved. Why not give it a try?
The following is an excerpt from an article submitted by one of our professional members. For full text of all articles visit
http://Divorcehq.com/articles.html
2. Ten things you need to do if divorce is imminent -
by Debra J. Braselton, Esquire
Consult an Attorney
Becoming informed about your legal rights and
responsibilities is the most crucial step in the divorce
process. An experienced divorce attorney will be able to
counsel you on the law as it applies to the facts of your
situation and advise you on the best way to proceed (or
not proceed!). One example is illustrative. You and your
spouse are constantly fighting and the arguments are
causing great distress to your children. Your spouse
refuses to move out. You decide to take the children and
live at your parents' house until the divorce is final,
at which time you will move back to the marital home.
From a legal point of view, moving to your parents' home,
even temporarily, could be a huge mistake. This is just
one of the many things a divorce attorney will discuss
with you during a consultation.
Copy Documents
A little planning goes a long way in this area because
it is much more difficult to obtain these documents
through discovery procedures at a later date. Go through
the household files and make copies of everything you can
find: tax returns, bank statements, check registers,
investment statements, retirement account statements,
employee benefits handbooks, life insurance policies,
mortgage documents, financial statements, credit card
statements, wills, social security statements, automobile
titles, Etc. If your spouse is self-employed, it is
important to get as much information about the finances
of the business as possible. If you are unaware of the
family finances and haven't yet discussed your plans for
divorce, the best source of information may be your
spouse. Suggest that you and your spouse do a financial
statement so that you are both aware of the family
finances. Don't forget to check the home computer as a
source of financial information. Many people keep track
of their finances using spreadsheets or budgeting
software. Make copies of any financial data stored on
your home computer.
Inventory Household and Family Possessions
You need not make an exhaustive list including every
single kitchen utensil, but do list the major items:
furniture, artwork, jewelry, appliances, automobiles, etc.
Don't forget to check the storage areas of your home and
your safe deposit box for valuables.
Know the Household Budget and Expenses
If possible, go through your check register for the past year and write down the cost of each utility, mortgage
and other household expense for each month. Keep track
of the cash you spend on a daily basis so that you'll be
able to ascertain your monthly cash expenditures also.
Knowledge of your household expenses is important at the
beginning of the case, when temporary support is often
an issue. It is also important during settlement of the
case, when you will make a realistic appraisal of your
ability to afford the home after divorce.
Determine How to Manage the Family Debt
If possible, sit down and determine the amount of family
debt and consider paying it down before divorce.
Allocation of marital debt among divorcing spouses is one
of the most difficult items to negotiate. The funds that
were formerly available to support one household must now
support two households and there is less money available
to pay off debt. If you have the leisure of planning when
you will initiate divorce proceedings, pay down marital
debt before filing for divorce. Consider canceling credit
cards if your spouse has a bad spending habit. This will,
hopefully, minimize the financial damage that your spouse
can do during the divorce. While taking stock of debt,
determine whether any of the debt was incurred by one
spouse or another prior to the date of marriage. This
would be considered "non-marital debt" and it belongs to
the spouse who incurred it.
For the full the version of Ms. Braselton's article including
the additional 5 items, go to:
www.divorcehq.com/articles/tenthings.html
ABOUT THE AUTHOR
Debra J. Braselton handles cases involving divorce, custody, visitation, domestic violence, guardianship and adoption in Cook, DuPage, Kane and surrounding Counties. She is an experienced family law attorney with a unique background and
a career built around families. Her clients benefit from
her experience and enjoy her unique sensitivity to the personal
nature of their family law matters.
She can be contacted by phone at (630) 261-1222 or or Visit Web Site
3. HUMOR
With the current state of the stock market we've all watched
our retirement accounts shrink. Here's a thought on how to
slow down the bloodletting...
The secret to successful investing for retirement is to keep
your first wife!
--- Submitted anonymously
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